Fulda Area Credit Union
Products and Interest Rates
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Savings Products
Savings Certificates
Money Market
Certificates of Deposit
Individual Retirement Accounts (IRA)
Roth-Traditional Education
Student Savers


Loan Products
Consumer
Real Estate
Agriculture
Home Improvement


Checking Account Features
Instant Cash Card
Debit Card
Ready Reserve
Direct Deposit
Overdraft Protection


MAPS
Member Auto Payment Saver (MAPS) is a vehicle financing program that offers you an attractive option to conventional vehicle financing or leasing. MAPS offers monthly payments considerably lower than regular car loans and has many advantages over typical lease programs. MAPS allows you to buy or upgrade your vehicle every two or three years.
Other Services
Money Orders
Traveler's Checks
24 Hour Depository
Payroll Deduction
Western Union Transfers
Wire Transfers
Savings Bonds
Notary Service
NADA Car Values
Drive Up Facilities
Focus 2000 Club (Age 60 & over)
Visa Credit Cards

Current Rates
Rates effective: 08/28/2008

Product Rate APY*
Share Savings 1.00 1.00
Money Market 2.00 2.02
Student Savers** 2.00 2.02
IRA 3.75 3.80
3 Month Cert. of Deposit 2.25 2.27
6 Month Cert. of Deposit 2.50 2.52
12 Month Cert. of Deposit 2.75 2.77
24 Month Cert. of Deposit 3.00 3.02
36 Month Cert. of Deposit 3.25 3.28
Checking*** 0.75 0.75
  
*Annual Percentage Yield
**Subject to penalties for early withdrawal
***$500 average daily balance required to earn interest
Minimum required for certificate of deposit $500
Add’l .2% paid on certificates of $50,000 and over
Rates are subject to change without notification

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